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Posted by admin, and filed under credit card processing
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Many people get interested in their credit when they decide to open a business. They realize the poor decisions made years ago are now affecting their goals and dreams for the business. As they move through the steps of rebuilding a nice credit file and score, the questions then change slightly to ‘Where can I find a good credit card processing company?’.
A company that I recommend over and over is Merchant Express. I recommend them for many reasons:
-Merchant Express allows for multiple forms of credit card processing: Internet Processing, POS terminals, Wireless (cell phone or standalone terminals), Phone processing, Quickbooks processing, and software for your PC or terminal. This makes it possible to accept credit cards for so many people. Whether you are mobile and use a wireless terminal or your cell phone, if you are at someones house and use their phone or if you are able to set up a computer at a fair.. you can accept credit cards. It is a well known fact that people buy more when they can use their credit cards!
-They are in their 12th year of business. This shows they are a stable company which is important.They were one of the first companies to offer merchant services to internet business owners.
-They offer bank merchant accounts, which I feel is the best way to go. Going this route can save you a large chunk of money.
-Every person I have asked says they feel like they were given excellent customer service and were helped whenever they needed assistance. This is important when choosing a merchant account provider.
-They have one of the highest merchant account approval rates. They do not insist on perfect credit for approval and this is important for those who have been in the credit rebuild process.
-They have great fees rates! If you have dealt with credit card processing in the past, you know that the fees can add up. Merchant Express has very good rates.
-Merchant Express accepts Mastercard, Visa, American Express, Discover and bank debit cards!
If you are in the market for a merchant account, you seriously should consider Merchant Express.
The following info below is taken directly from their website. It should answer any questions you may have about their service.. and notice.. they offer a 30 day money back guarantee!!!!
Credit Card Processing Solutions
There are various ways to process credit cards. You can process using the Internet, a point of sale terminal, computer software, a wireless device, or you can just use a telephone.
Internet – Using the Authorize.Net payment gateway, this is this is the most popular and flexible method of credit card processing. You get a virtual terminal which gives you the ability to manually process any credit card order yourself anywhere – as long as you have access to the internet. And if you also have a website, Authorize.Net is the perfect choice as it allows you to automatically process credit card orders from your website in real time, 24 hours per day. We offer free Authorize.Net setups on all Internet accounts. Click for more details >>
Point of Sale Terminals – This is the most popular method to process for store-front locations where the credit card is going to be physically present and swiped, although you can also use terminals for card not present where the transaction is ‘keyed’ in. Terminals come in all shapes and sizes, and most have built in printers. We carry the most popular state of the art terminals from Hypercom, Lipman Nurit, and Verifone, all at bargain prices. Most communicate via a standard phone line, and some communicate using an Internet connection where no phone line is needed. Click for more details >>
Credit Card Processing Software – We offer three different software packages for both Windows and Macintosh computers. Software is the perfect option if you already have a desktop or laptop computer. The advantage of software, is that it keeps an electronic copy of all transactions, allowing you to do searches and print reports. Software can be used for ‘keyed’ transactions and with an optional usb swiper it can also be used for card present swiped transactions. We offer free JPOS software on all retail merchant accounts. Click for more details >>
Wireless Processing – We offer several state-of-the-art wireless options including software and terminals. These terminals use a wireless network to communicate instead of a phone line. And because they operate using a rechargeable battery system, they can be used virtually anywhere. Wireless terminal also provide the ultimate in flexibility and can be used for both ‘keyed’ and ‘swiped’ transactions. Click for more details >>
Quickbooks – For all Internet accounts using Authorize.Net payment gateway, you can download all your transaction data directly into Quickbooks. This is a great time saver and is a great solution for Internet businesses that also use Quickbooks. The Quickbooks download option is included free on all Authorize.Net payment gateway accounts. Click for more details >>
Phone Processing – This is a terrific option for a business that does not do many transactions in a month. No equipment or software is needed. All you do is call a toll free 800 number and process a transaction using the telephone keypad. What could be easier that that? Click for more details >>
“I just wanted to tell you that, I have worked with many companies before in getting various accounts set up for utilities, lease space, credit cards, office accounts, etc and I have never worked with someone who was so nice and helpful and answered my emails so darn quickly before. Its nice to see good customer service!”
M. W.
Overland Park, Kansas
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12th May 2010
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Tags: credit card processing
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